UnitedHealthcare Charter

UnitedHealthcare Charter is a commercial plan whose members choose a primary care physician (PCP) to help them navigate to high-quality, cost-effective care.

KEY FEATURES

  • Customized, more focused network of care providers tailored for Charter members.
  • Focused network of care providers tailored for Charter members.
  • Members select a PCP to manage their health care needs.
  • To receive full benefit coverage, the member?s PCP must submit electronic referrals for them to see a network specialist.
  • Improved coordination of care.
  • Standard prior authorization and notification requirements apply.

BENEFITS

Plans Network Provider with Required Referral Network Provider without Required Referral Non-network Provider*

Charter

Network benefits

No coverage*

No coverage*

Charter Balanced

Network benefits

Lower-level benefits

No coverage*

Charter Plus

Network benefits

Lower-level benefits

Non-network benefits

* Except for emergency services and related admissions.