UnitedHealthcare Navigate

UnitedHealthcare Navigate is a commercial plan where members choose a primary care physician (PCP) to help them navigate to high-quality, cost-effective care. Plans vary in the type of coverage and benefits offered to encourage cost-effective choices.


KEY FEATURES

  • Focused network of care providers tailored for Navigate members.
  • Members are required to select a PCP to manage their health care needs.
  • To receive the highest level of benefit coverage, the member?s PCP must submit electronic referrals for them to see a network specialist physician.
  • Improved coordination of care.
  • Standard prior authorization and notification requirements apply.


BENEFITS

Plans Network Care Provider with Required Referral Network Care Provider without Required Referral Non-network Care Provider*

Navigate

Network benefits

No coverage*

No coverage

Navigate Balanced

Network benefits

Lower-level benefits

No coverage

Navigate Plus

Network benefits

Lower-level benefits

Non-network benefits

* Except for emergency services and related admissions.